Protect Yourself and Your Loved Ones From Financial Predators

Do you have an income, a home or have a financialmoney, that the "love" is gone and they are leaving
nest egg? Are you divorced or widowed and haveand that it is your fault.
received any kind of financial settlement or insuranceMeanwhile the accountant and the lawyer have
payout? Are you looking for a new start in life or asquirreled the money away. They give their predator
financial investment opportunity? Are you a caring,partner a well loaded credit and debit cards with
conscientious, moral, or spiritual person or have aninstructions to withdraw only small amounts of cash so
emotional void? If you answer yes to most of theseas not to attract attention (anywhere in the world) all
questions, you meet the criteria to be a target for aof which, of course, you will never see.
predator or con artist. Especially in these times, financialHow they defend themselves:
predators are sharpening their tools to get at yourThe predator claims everything you handed to them
funds.was a gift, not a loan. They claim to the authorities that
What they are looking for:your issue is merely a lovers' quarrel and anything you
The main thing that attracts a recession predator isdo is out of spite, jealousy and/or mental instability.
your money and whatever you have that canDepending on their greed factor, their risks and how
translate into money. Even the stolen hoards of thesemuch they intend to cover their tracks, these people
predators have taken a hit in the markets, so they toomay actually decide to sue you on bogus grounds,
will be looking to replenish what they have lost.possibly claiming that they own your house due to
Make no mistake, these people check you out wellhaving lived together for over the local time limits for
before they meet you. This is an actual, wellcommon law relationships. This means you will have to
established and corrupt business model with acome up with even more time and money (and stress)
beginning a middle and an end that can spanto defend yourself. It's the finger pointing routine, a
anywhere from a few months to several years.tactic to distract the spotlight from them and to further
These people know how much to take from youdemoralize you. They don't ever really want to take
without triggering the judicial and tax system resourcesthe chance of losing in court or settle anything. Even if
toward investigation and prosecution and you willthere is a court settlement, there is a very good
never get your money back because these predatorschance that the monies have already been forwarded
will make sure you will never have the resources to goto other jurisdictions which in turn requires more
after them.litigation to recoup those funds.
How they target you:Usually the predator team will delay repeatedly until
If you are between the ages of 40 and 70 you couldreceivership kicks in rather than apply for bankruptcy
have the most to lose. If divorced, you may haveso the accountant in the team can maintain the
received substantial assets, have felt wounded and"cleanliness" of his professional standing. As part of the
unappreciated by your ex and are open to the sweetstalling tactic, they will delay discovery for examinations
talk and affections generated by the predator. Ifrepeatedly and alternatively use a lawyer or
widowed, you may be facing loneliness and the void ofself-represent themselves in court thereby using the
not having your partner around in your day to dayjudicial system to drain you from anything else you
routine.have.
Because of the times during which you grew up,Keep your finances private and locked up:
especially if you are a woman, you may have theAlthough many times it isn't always easy to keep
self-image that you may be inexperienced or incapablethings private, it isn't necessary or prudent to
of handling significant amounts of money. This is thebroadcast your entire life on the web, or blogs or other
perfect setting for the con and his cronies to arrive. Asocial circles. These predators make it their career to
simple search of death notices, wills, divorce courtlook to getting your money. Having your assets placed
records, land titles and church events is how thein long term investments or insurance products that
predator trolls for the next victim.remove them from easy access is one way of
How they meet you:protecting your funds. Having monies paid out as
Once they know your inheritance or divorceannuities is another method.
settlement, your address and other basic information,Find a licensed financial and/or insurance consultant
they can position themselves to accidently meet you.who will really take the time to understand you and
The coincidental meeting can be at the home you areyour situation and who has the intestinal fortitude and
building or a renovation, a volunteer event, theknowledge to help you protect yourself from getting
supermarket, the hospital, a funeral, dance clubs or at adrawn into anyone or anything that is ultimately not in
singles event at church. Predators are poised to beyour best interest.
that most kind and helping hand of your dreams justGet a background check done:
happening to have all the time to dedicate to you.You don't have to spend a fortune on this. You can
How they take advantage of your good nature:hire someone or start to do some basic checking on
The predator presents him/herself as always beingyour own. Running a basic check at the court house to
helpful, going beyond the call of duty to be thatsee if this person and/or their associates have their
amazing caring and supportive knowledgeable person.names come up can be very enlightening. You can
They are determined to be your best friend, soul matelearn a lot about a person from how many times they
and are always reminding you that destiny brought youare in court, who they took to court and who took
two together. They tell their sad tale, how things didn'tthem to court.
work out for them and how they have been in theLook for things like bankruptcies, receiverships, loan
same boat. You build quality time together. Thedefaults, divorces, child support non-payments,
predator then starts to monopolize your relationships,restraining orders, assault, arson, stalking, fraud and
slowly dividing you from your trusted friends andother charges. It may reveal more about their stories
family, doing it so gradually and subtly that you neverto you than you wanted but it gives you valuable
see it happening.insight into their tales and what they are capable of. If
How they drag you into their net:this individual and their associates keep asking you for
Suddenly the predator has an emergency. Whether it"business development", "marketing development" or
is automotive, a job loss, business difficulties,"legal funds" and there is a pending or unresolved court
encumbered assets, apartment eviction, flood or fire,case on the books, this is a definite red flag.
these are all things that they supposedly had no controlBe sure to look into the business or corporate
of. They need help now and you are their best andregistration. If these folks have changed their
only friend. They then use your moral consciencecorporation status and names coincidentally at the
against you. Since they have helped you during yoursame times as the legal actions, you have another
times of need, it is your turn to help them. The situationcross hair for the investigative scope. People like this
is crafted to make it look like it was all your idea tocannot get "normal" financing for a reason so they
help.prey on your emotion and good nature.
Paperwork, small IOU's are drafted and the first debtsUnderstanding the "ponzi scheme":
or loans are paid back. Then the loans get bigger andThe ponzi scheme or principle is the means by which
the trust and relationship card gets thrown in. You andthese predators operate and facilitate the growth of
the predator are now a couple deep in a romance.their business. The predator and his team take the
They convince you that paper is just meaningless andmoney from the first victim or victims and go through
that you have a sacred bond of love and trust. Youthe scenarios discussed earlier. As monies are taken
are now building a life together.they are put into the multiple streams of outlays of
The predator's friends and so-called business partnerscash which then circle around back to the predator's
(who are all part of the game) can consist of a teamfinancial home tributary.
of a lawyer an accountant and often some sort ofAs part of the planned demise of their company,
psychological advisor, who the predator says theycorporate shares and assets are quickly dispersed
have known for many years. They include you inand reassigned using the lawyer and the accountant.
everything at first and all claiming to be looking out forAmong other things, this is known as receivership
your best interest, except that they just can't seem tofraud. Once the predatory team feels that the dust
get the contracts written up that show your everhas settled, the cycle begins all over again.
growing investment. You now have no escape andThe monies that are drawn out of this next victim are
they know it.trickled back to the previous victim who is so
How they control the relationship:demoralized that they are grateful to get anything they
You start to press for some written contracts just socan. This then adds perceived legitimacy to the new
that even you know where you stand. Suddenly thevictim of the scheme because the previous victim is
money becomes an issue and the predator team nowthen produced to proclaim that they did indeed get
creates staged events that show that the relationshiptheir money back. This further enables and supports
just "isn't working". They are knowingly dividing your(knowingly or unknowingly) the perpetrators of this
soul. You don't know which direction to go. You arescam.
trying to save your relationship as well as yourFinal thoughts:
finances. You still don't have your money back andThe things a predator hates most are scrutiny, the
they are continuing to use all your resources for theirtruth and your friends and family. Predators usually
deals. It seems harder to get a rational conversationhave a track record of some kind. Do those
with the business partners who start to treat you like abackground checks. Use the same things to evaluate
mental patient, while they pretend to also havethem that they used to find you. Seek out and talk to
problems in dealing with the predator because ofthe people the predator keeps ranting about. Predators
problems in your relationship. They continue play theusually say the same things about you once they find
good guy routine of "don't worry you will get yourthe next victim and will run a very aggressive and ugly
money back" while you still have nothing on paper.smear campaign against you. To counter this onslaught
Then the predator tells you it's over, that they can'tyou need the support of your friends and family more
stand your bad attitude and that you don't have thethan ever. Together you can face down the predator
same religious or spiritual connection. The predatorand warn others of these individuals.
complains about your constant harassment about